Copyright and Trademarks
All of the information on this website is protected by copyright laws. Users can copy its content for their own personal use, but no one is authorized to redistribute, reproduce, republish, store on any medium, retransmit, or modify the information on this website for commercial purposes without written authorization from Desjardins, or to share the information publicly without crediting its source.
Desjardins®, all trademarks containing the word Desjardins and their logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. All other trademarks and logos (including certain names, words, titles, drawings, illustrations and icons) that appear on the site are licensed or unlicensed trademarks or registered trademarks of Desjardins or another party.
Any use of these trademarks without the owner’s written authorization is strictly forbidden. Downloading, resending, copying or altering trademarks or other content from this website without permission could violate federal laws and other copyright or trademark laws, and anyone who commits such a violation might be subject to legal action. Users are prohibited from using Desjardins logos and registered trademarks in hyperlinks to other websites without written permission.
Accuracy of information
To the best of Desjardins’s knowledge, the information on this website was accurate at the time it was published. That said, the organization is not in a position to guarantee the currency, accuracy, completeness or authenticity of its content or all of its individual features. Without limiting the foregoing, Desjardins is not responsible for the accuracy of the information on this website or provided by third parties. This website and any information it contains were created for information purposes only. The information it contains is could be modified or updated at any time without notice. All of the products and services shown on this website are subject to the terms of the agreements that govern their use.
Disclaimer of Liability
Desjardins shall not be held liable or responsible to any person for any harm, loss, or damage (whether arising from a contract, negligence or otherwise) that may result, either directly or indirectly, from the use or inability to use the site and the information it contains, or if the site malfunctions, including any direct, indirect, special, consequential or third-party damages.
No Warranty
Desjardins cannot guarantee that this site will remain available or that it will meet your requirements. It makes no promises that access to the website will be uninterrupted, that there will be no delays, failures, errors, omissions, or information losses at the time of transmission, that it will remain free of any viruses or other contaminating or destructive properties or that the device you use to connect to the internet won’t be damaged in any way.
Disclaimer of Liability Regarding Hyperlinks to Other Websites and Downloadable Software
Links to other websites or cross references to products, services, or publications other than those belonging to Desjardins are provided for your convenience and do not imply that Desjardins endorses or approves of such websites, products, services or publications. These sites and cross references have been developed independently of Desjardins, and we cannot vouch for the currency, accuracy, completeness, or authenticity of any site content or functionality or of any such cross references. Clicking on a link to another website is a risk that you assume. Desjardins is not liable for any damages that might arise from clicking on these links. Links to sites with downloadable software are provided for your convenience only, and Desjardins is not responsible or liable for any difficulties associated with downloading the software.
Jurisdiction
This website is governed by the laws of the Province of Quebec. Any dispute, claim or lawsuit arising out of or in connection with this website must be submitted to the competency of the courts of the province of Quebec. In the event of any lawsuit, action, or proceeding arising out of or in connection with this site or its use, the courts of the province of Quebec will have exclusive jurisdiction.
Password
You are fully responsible for the use of your password, including its use without your consent. Desjardins is not required to confirm the user’s identity or access rights as long as they entered the correct username and password. If you find out that someone other than you has access your username and password, make sure to notify DGPP Member Services right away. DGPP Member Services will suspend your account until you choose a new username and reset your password.
Glossary, Search Tools and Calculators
The glossary, search tools and calculators available on the website are for non-commercial use only. Using these tools to promote a product or service or another website is strictly prohibited.
The definitions contained in the glossary are for reference purposes only. They have no contractual value and may differ from the definitions in the DGPP Regulation. More specifically, these definitions apply to the terms that are used on the website. The glossary definitions are meant to be general and can be found in the DGPP Regulation.
Desjardins is not in a position to guarantee the results of its research.
Similarly, calculations and projected values are provided for information purposes only. Desjardins cannot guarantee the accuracy or integrity of any of the information it provides, since these findings are based on assumptions. The default values are provided for reference purposes and are only an example. You should think of them as a guide to help you come up with approximations.
Electronic Messaging
Any unprotected email communication sent over the internet is subject to possible interception or loss, and is also subject to possible alteration. Desjardins is not responsible for you or anyone else who may suffer damages as a result of the interception, loss or alteration of any messages you send Desjardins or that Desjardins sends to you.
Website Monitoring
A log is kept to track potential security events or events that may need to be reviewed or recorded for statistical purposes. This log may contain a record of every visit to the website or one of its pages, all messages sent or received by a user (if the website is equipped with an electronic messaging service) and any other activity that leads back to the site.
Desjardins has the ability to access all messages that have been sent or received through the site, and reserves the right to retrieve these messages if it has reasonable grounds to believe they are against the law or in violation or the website’s terms of use.
Update Frequency
The Terms of Use are subject to be updated and modified from time to time without prior notice. Accordingly, whenever you visit this website, please make sure to review these terms.